building better credit report

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…credit report 1. Determine the status of the credit report. 2. Dispute all erroneous information. B. Credit repair clinics are useless and unnecessary to improve credit rating. C. Consumers can clean up credit problems on their own. 1. Five steps for credit repair 2. An effective way to repair credit is by developing a budget III. Establishing credit is as important as protecting it. A. There are four efficient ways to establish credit B. Tips to pretect credit report.